Hard money loans are intended for use for a short time period between the initial requirement for funds and a permanent, usually less costly, financial solution. The term hard money refers to money that is lent based on the value of real estate. Hard money loans are secured against real estate. We at Hard Money Loans arrange this loan for you so that you can get the funds you need in a very short period of time and with relatively little paperwork and preparation. Hard Money Loans takes care that you get your hard money at a competitive rate of interest.